Early lenders
Lender Rewards & Future Payouts
How Borrowed thanks early lenders today, and how future payout options may work as the community grows.
Why lend your books?
Borrowed was built for people who believe books should keep moving. When you lend a book, you help another reader discover something meaningful while keeping every loan tracked from request to return.
Borrowed Credits today
During our early stage, lenders earn Borrowed Credits for successful completed loans. Credits are not cash and cannot currently be withdrawn, but they can be used for future Borrowed perks, subscription discounts, featured library placement, and early adopter benefits.
Future lender payout plans
As Borrowed grows, we plan to introduce a lender rewards pool. This may allow eligible active lenders to receive payouts based on completed loans, platform activity, and available net subscription revenue.
Why we are starting with credits first
We are starting with credits first so we can build a fair, sustainable system without overpromising fixed income. Future cash payouts are not guaranteed and will depend on platform growth, payment provider integration, lender eligibility, legal requirements, and available monthly rewards revenue.
Early adopter benefits
Early lenders help shape the Borrowed community. We may reward early adopters with founding lender badges, bonus credits, reduced subscription fees, featured profiles, and priority access to future payout features.
Protection Deposit and lender confidence
Borrowed also uses a R500 Library Protection Deposit for borrowers. This helps create accountability and gives lenders more confidence when approving loan requests. If a book is confirmed lost, stolen, or not returned after a dispute review, the borrower’s deposit may be forfeited and their account may be flagged.
What lenders should not expect yet
Credits are not cash. Fixed payouts are not available in this MVP. Future payout options may qualify only for eligible lenders and will be subject to platform growth and legal requirements.